COMMERCIAL
INSURANCE CONSULTING
We eliminate the stress of complex commercial insurance management.
You know how to run your business; we can run your insurance program. Rely on us to help you make educated decisions about your coverage. Our team analyzes commercial insurance coverage, manages contract insurance programs, and negotiates coverage and renewals.
At The MB Davis Group, we pride ourselves on providing a unique and valuable service in commercial insurance. Unlike traditional approaches, we do not buy insurance policies; we oversee and manage a company’s risk exposures for you. Our commitment to offering expert guidance and a comprehensive understanding of the commercial insurance landscape sets us apart.
We work with consulting a range of industries and business sizes, providing the following services:
What Is Commercial Insurance Consulting?
Commercial insurance consulting is the independent evaluation and strategic oversight of a company’s insurance program.
Unlike brokers who sell policies and earn commissions from carriers, a commercial insurance consultant represents the client exclusively. The consultant analyzes risk exposures, reviews coverage structures, evaluates contractual requirements, and negotiates terms to ensure the program aligns with operational and financial objectives.
MB Davis Group does not sell insurance. The firm oversees and manages the process to protect your interests and strengthen long-term risk strategy.
We Proactively Plan for Future Insurance Needs and Avoid Financial Surprises.
Here are a few reasons that share how business owners and COO’s benefit from our consultants’ industry knowledge
Our consultants are dedicated to ensuring that you:
Avoid Coverage Gaps: We meticulously review your insurance requirements to eliminate potential gaps.
Secure Favorable Terms: We negotiate the most favorable insurance policy terms on your behalf.
Optimize Cost-Effective Premiums: Enjoy the benefit of the most cost-effective insurance premiums for your asset portfolio.
Act Proactively: Stay ahead of your commercial insurance needs, minimizing financial surprises.
Commercial Insurance Consultant vs Insurance Broker
Understanding the difference is critical when managing complex commercial risk.
Insurance Broker
- Sells insurance policies
- Earns commissions from carriers
- Represents insurance markets
- Focuses on policy placement and renewal
Commercial Insurance Consultant
MB Davis Group serves as an independent commercial insurance consultant, representing the client — not the carrier.
- Does not sell insurance policies
- Does not earn carrier commissions
- Represents the client exclusively
- Provides independent risk analysis and oversight
- Negotiates coverage from the client’s side
The difference is independence.
Because MB Davis Group is not compensated by carriers, our advice is objective and aligned solely with your company’s financial and operational interests.
Honest, Open Communication
Corporate insurance is complicated, but we make it as clear as possible.
We’ll help you understand your coverage, so you know it’s being managed correctly.
Honest, Open Communication
Corporate insurance is complicated, but we make it as clear as possible.
We’ll help you understand your coverage, so you know it’s being managed correctly.
Independent, Objective Advice
We’re on your side of the table.
We don’t earn commissions or fees when you buy insurance, so our advice is unbiased and makes sure you have the right coverage.
Experienced Negotiation
We always do what’s right for our clients.
We’ve done hundreds of deals for dozens of clients – people know us and the skill we bring to the process.
Experienced negotiation
We always do what’s right for our clients.
We’ve done hundreds of deals for dozens of clients – people know us and the skill we bring to the process.
Frequently Asked Questions about Commercial Insurance Consulting
What is commercial insurance consulting?
Commercial insurance consulting is the independent evaluation and strategic oversight of a company’s insurance program. MB Davis Group analyzes commercial insurance coverage, manages contract insurance programs, and negotiates coverage and renewals to align with your operational and financial objectives.
Does MB Davis Group sell insurance policies?
No. MB Davis Group does not buy or sell insurance policies. The firm oversees and manages a company’s risk exposures, providing expert guidance and independent oversight of the commercial insurance process.
How is a commercial insurance consultant different from an insurance broker?
An insurance broker sells insurance policies and earns commissions from carriers. MB Davis Group serves as an independent commercial insurance consultant, representing the client — not the carrier — and does not earn carrier commissions. The difference is independence.
What services does MB Davis Group provide?
MB Davis Group provides risk management audits, contract review and analysis, acquisition due diligence, commercial property insurance consulting, and commercial insurance consulting for manufacturers and distributors.
How does MB Davis Group help avoid financial surprises?
The firm proactively reviews insurance requirements to eliminate coverage gaps, negotiates favorable policy terms, optimizes cost-effective premiums, and helps clients stay ahead of future commercial insurance needs.
Who benefits from commercial insurance consulting?
Business owners and COOs who want objective advice, independent oversight, and experienced negotiation benefit from commercial insurance consulting, particularly when managing complex commercial risk.
