MERGER & ACQUISITION
DUE DILIGENCE SERVICES
Let us handle the complexities of your merger, acquisition, or buyout.
If your company is involved in a merger or acquisition, your due diligence work should include analyzing all the relevant commercial insurance programs.
You need to ensure that what you’re buying has adequate coverage for risks and liabilities, without any surprises, and you need to develop a plan for how the insurance will look after the deal closes.
What Is Insurance Due Diligence?
Insurance due diligence evaluates a company’s commercial insurance program during a merger, acquisition, or buyout. The process reviews coverage, liabilities, claims history, and future risk exposure to help buyers understand insurance risk and develop a post-transaction insurance strategy.
Our Custom Acquisition Due Diligence Services
We Offer Custom Acquisition Due Diligence Services for Businesses Across all Industries.
The complexity of business transactions and operational changes can make it difficult to assess and identify potential risks. Fortunately, we’ve done these many times.
We will perform a thorough commercial insurance due diligence evaluation to analyze the commercial property and casualty insurance program as well as your past claims and future claim potential. We also ensure that existing and future policies will supply adequate commercial liability protection and develop an insurance transition plan to support the transaction.
What Does Insurance Due Diligence Include?
After completing a comprehensive insurance due diligence evaluation, our team can:
- Point out insurance flaws or potential exposures in the asset or company you’re acquiring
- Recommend and design coverage improvements and renegotiate deficient policies
- Support your contract negotiations
- Prepare post-acquisition budgets and support negotiations with your lender
- Develop a roadmap to help you transition the insurance coverage during the merger, acquisition, or buyout
The results of the due diligence evaluation will be described in a formal Insurance Due Diligence Opinion and Report that can be presented to investors and lenders.
Independent Insurance Due Diligence Oversight
MB Davis Group provides independent commercial insurance due diligence consulting and does not sell insurance policies. Our focus is to objectively analyze risk and protect buyer interests during complex transactions.
Frequently Asked Questions about Insurance Due Diligence
What is insurance due diligence?
Insurance due diligence is the evaluation of a company’s commercial insurance program during a merger, acquisition, or buyout. The process reviews coverage, liabilities, claims history, and risk exposure to help buyers understand potential insurance risks and plan for post-transaction coverage.
Why is insurance due diligence important in mergers and acquisitions?
Insurance due diligence helps identify coverage gaps, liabilities, and policy deficiencies before a transaction closes. This allows buyers to avoid unexpected risks and ensure the insurance program supports the acquisition strategy.
What does insurance due diligence include?
Insurance due diligence includes reviewing commercial insurance policies, analyzing claims history, evaluating carrier strength, identifying potential exposures, and developing an insurance transition strategy for after the deal closes.
Can insurance due diligence help with negotiations?
Yes. Insurance due diligence provides insight into risk exposures and policy structure, helping support contract negotiations, lender discussions, and post-acquisition planning.
What is delivered at the end of a due diligence evaluation?
The results are documented in a formal Insurance Due Diligence Opinion and Report that can be presented to investors and lenders to support decision-making during the transaction process.
Is MB Davis Group independent from insurance carriers?
Yes. MB Davis Group provides independent insurance due diligence consulting and does not sell insurance policies. This allows objective analysis focused on protecting buyer interests.
MERGER & ACQUISITION DUE DILIGENCE SERVICES
Let us handle the complexities of your merger, acquisition, or buyout.
If your company is involved in a merger or acquisition, your due diligence work should include analyzing all the relevant commercial insurance programs.
You need to ensure that what you’re buying has adequate coverage for risks and liabilities, without any surprises, and you need to develop a plan for how the insurance will look after the deal closes.
We offer custom acquisition due diligence services for businesses across all industries.
The complexity of business transactions and operational changes can make it difficult to assess and identify potential risks. Fortunately, we’ve done these many times.
We will perform a thorough commercial insurance due diligence evaluation to analyze the commercial property and casualty insurance program as well as your past claims and future claim potential. We also ensure that existing and future policies will supply adequate commercial liability protection and develop an insurance transition plan to support the transaction.
After a comprehensive due diligence report and analysis, our team can:
- Point out insurance flaws or potential exposures in the asset or company you’re acquiring
- Recommend and design coverage improvements and renegotiate deficient policies
- Support your contract negotiations
- Prepare post-acquisition budgets and support negotiations with your lender
- Develop a roadmap to help you transition the insurance coverage during the merger, acquisition, or buyout
The results of the due diligence evaluation will be described in a formal Insurance Due Diligence Opinion and Report that can be presented to investors and lenders.
