Independent Commercial Insurance Consulting for Complex Businesses
At MB Davis Group, we bring over 120 years of combined commercial insurance experience to the table, offering independent consulting to organizations operating in complex, risk-driven environments, including real estate, energy, financial services, manufacturing, digital infrastructure, chemicals, and more.
Our team helps companies navigate complex insurance landscapes, bringing clarity to how their insurance programs support financial performance, contractual obligations, and long-term stability.
Our approach goes beyond simple insurance management. We’ve successfully negotiated high-stakes transactions, managed catastrophic claims, and provided invaluable guidance in insurance audits and due diligence projects.
Our work focuses on evaluating how insurance programs actually perform, not just how they appear on paper, helping leadership understand where exposure exists and how risk is truly managed.
This approach is grounded in Strategic Insurance Design — evaluating how coverage, contractual risk transfer, and retained exposure work together within each client’s risk profile and appetite for risk.
Our recommendations have helped protect billions of dollars in assets across a wide range of industries.
When insurance policies are designed with risk management in mind, they become powerful tools that support businesses in times of need.
With clients investing from $500,000 to over $10 million annually in insurance premiums, we focus on helping organizations make informed decisions about how risk is transferred, retained, and managed across the business.
Navigating insurance programs can feel overwhelming, but we make it simple.
We work alongside leadership teams to evaluate what’s in place, identify areas of concern, and improve how insurance supports the business.
With our guidance, you’ll gain peace of mind knowing that your business is not just covered but prepared for what’s next.
Why You Need a Commercial Insurance Consultant
How We’re Different from Brokers
Many ask: “Why hire a consultant if we already have a broker?”
We do not replace your broker. We provide an independent perspective — helping ensure your insurance program aligns with your business, your contracts, and your financial exposure.
Meet Our Expert Team
Experienced Advisors Focused on Complex Insurance Decisions
Our team brings deep experience across industries and complex insurance environments. From navigating complex insurance policies to creating tailored risk management strategies, we ensure your company is protected and prepared for the future.
Mitchell B. Davis
Founder | Senior Consultant | Strategic Risk Advisor
Mitchell B. Davis is the founder of the MB Davis Group and a seasoned commercial insurance professional with over 30 years of experience.
Working across industries such as real estate, energy, construction, manufacturing, and digital infrastructure, Mitch helps organizations evaluate complex risk and improve how their insurance programs support the business.
Renowned for his expertise in insurance audits, acquisition due diligence, and high-stakes claim management, Mitch has safeguarded billions of dollars in business assets for clients spending premiums ranging from $500,000 to over $10 million annually.
His work focuses on helping leadership make informed decisions by clarifying how insurance performs in real-world conditions.
Mitch’s deep knowledge and hands-on experience have made him a trusted advisor in the field. Over his career, he has successfully negotiated some of the most challenging insurance transactions, managed high-stakes claims, and overseen intricate commercial insurance audits and acquisition due diligence projects.
Jackie Fiory
Senior Consultant | Account Executive
Jackie Fiory serves as a Senior Consultant and Account Executive at MB Davis Group, managing the insurance needs of a diverse portfolio of clients in the real estate, financial services, technology, and manufacturing sectors. She ensures seamless handling of client requests, including contract reviews, support for insurance needs in large refinancing deals, and oversight of complex, competitive insurance renewal projects.
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Jackie brings expertise in international casualty coverage, real estate and pollution liability, and Technology Errors & Omissions. Her specialization in professional liability policy forms used globally makes her an invaluable resource for clients navigating intricate insurance landscapes. Above all, Jackie is committed to helping clients better understand their coverage while addressing all insurance issues related to commercial transactions with precision and efficiency.
Dale Rutkowski
Senior Consultant | Account Executive
Dale Rutkowski is a Senior Consultant and Account Executive based in MB Davis Group’s New Jersey office. With over 30 years of industry experience, Dale has built a reputation as a trusted advisor to a wide range of clients, including senior care facilities, manufacturers, real estate developers, and commercial property owners.
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A graduate of Montclair University, Dale began her career as an insurance broker and has since honed her skills in acquisition due diligence for private equity clients. She excels at designing, implementing, and managing cost-effective insurance and risk management programs while actively engaging in lease and contract reviews. Whether navigating large commercial transactions or small business needs, Dale’s expertise, dedication, and client-centric approach ensure tailored solutions that provide peace of mind.
Teresa Furbee
Senior Consultant | Account Executive
Teresa Furbee joined MB Davis Group in 2016 as a Senior Consultant, bringing over two decades of experience from a leading insurance brokerage firm. With a property/casualty license, Teresa serves a diverse range of commercial clients, focusing on the real estate, oil and gas, distribution, and manufacturing sectors.
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Teresa specializes in analyzing insurance programs to ensure clients have optimal coverage while introducing controls to mitigate risks and reduce premiums. She also plays a key role in evaluating insurance documents and data for acquisition-related projects. Her technical expertise, strong communication skills, and dedication enable her to develop comprehensive insurance strategies, ensuring year-over-year program success for her clients.
Lilly Perez
Senior Consultant | Account Executive
Lilly Perez joined MB Davis Group in May 2024, bringing over 27 years of industry experience to the Commercial Insurance Consulting team. Her career began as an insurance representative at a prominent insurer and evolved into roles as a commercial insurance broker specializing in sales, risk management, mentoring, and training.
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Lilly is renowned for her sharp analytical skills, in-depth understanding of risk management, and ability to tailor commercial property and casualty insurance solutions for businesses of all sizes. Bilingual in English and Spanish, Lilly’s communication skills enhance her ability to guide clients with precision and care. Her “people first” approach ensures client needs are assessed proactively, delivering personalized advice aligned with strategic goals.
Her dedication to excellence and comprehensive understanding of complex business practices make her a trusted advisor in crafting insurance strategies that protect and empower her clients. Lilly has earned advanced certifications, including Construction Risk and Insurance Specialist (CRIS) and Management Liability Insurance Specialist (MLIS), further solidifying her technical expertise. Her dedication to excellence and comprehensive understanding of complex business practices make her a trusted advisor in crafting insurance strategies that protect and empower her clients.
Austin, Texas
MB Davis Group has expanded to have a corporate office in the heart of Texas.
Mitchell B. Davis has always been a Texan at heart – he finally became a resident of Austin, Texas in 2019. From his new home base, he can connect with clients face-to-face, see their companies in person, and gain a strong understanding of their insurance needs. Texas corporations can breathe easier knowing there’s an expert insurance consultant in the neighborhood.
